Gee Horton

Senior Mortgage Advisor

NMLS# ID #415191

Gee Horton Senior Mortgage Advisor

Why ARM Loans Don’t Make Much Sense Right Now

Why ARM Loans Don’t Make Much Sense Right Now

If you are looking to buy a home soon or to refinance your current mortgage, you know that interest rates are very low.  In recent weeks, the average rate on a 30-year fixed-rate mortgage is below 3%. In fact, rates have been setting record lows

Jan 20, 2021 | Interest Rates

Homeownership Fees to Consider When Buying a Home

Homeownership Fees to Consider When Buying a Home

Purchasing a home is an extremely exciting, yet daunting task for any buyer. Searching for a home, finding a loan officer, choosing a real estate agent and closing on the home are all a part of the process of purchasing. These steps and processes are comm

Jan 15, 2021 |

4 Predictions for the 2021 Mortgage Market

4 Predictions for the 2021 Mortgage Market

The 2020 housing market surprised everyone by quickly bouncing back after slumping during the first few months of the coronavirus pandemic. What might the coming year hold as the country continues to fight its way through this crisis? The experts at the N

Jan 13, 2021 |

Mortgage Lingo 101

Mortgage Lingo 101

As a first-time home buyer, you will hear lots of words that you may not be familiar with. Just like every industry, the real estate market has its own lingo, and it can be confusing for newbies. Here is a list of the most common mortgage jargon to help y

Jan 06, 2021 |

Should I Pay Mortgage Taxes and Insurance on My Own?

Should I Pay Mortgage Taxes and Insurance on My Own?

When you buy a home or refinance, your lender will talk about setting up an “escrow” account. They may also refer to the charges in that account at “impounds.” If you are new to mortgage loans, you may not understand what these ter

Dec 30, 2020 | Mortgage Advice

Getting Ready for Homebuying in 2021

Getting Ready for Homebuying in 2021

As we head into the new year, you might be thinking about buying a new home at some point in 2021. And with interest rates still at historic lows, the time is still right to jump at the opportunity. Keep in mind that, to qualify for a mortgage, your cred

Dec 22, 2020 |

Ready to Fund Your Dreams?

Reach out to our team of local mortgage specialists and take the initial step towards homeownership. Our team is ready to assist you throughout the process, offering you the necessary information and guidance to help you make informed decisions for your unique needs. Don't delay any longer - contact us today to begin.

 

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